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Do I Need Pet Insurance When Buying a Kitten?

There are several reasons why you might want to consider getting cat insurance. First of all, kittens are generally very healthy and don’t typically have any preexisting medical conditions. This means that your policy will cover illnesses that they might develop down the line. Additionally, most insurance policies will start covering kittens when they reach eight months of age. However, some insurers exclude certain medical conditions, so check with your provider to find out if your kitten is covered.

Second, it’s important to look into the coverage of any hereditary conditions. Hereditary diseases are often passed down from parents and can affect your pet’s health in the future. Hereditary conditions are not covered by most pet insurance plans, but some companies will cover them. Also, you should consider the deductible of your policy, which is the amount you’ll have to pay before your insurance company begins paying for your pet’s expenses.

Aside from pre-existing conditions, your kitten will require routine veterinary visits. This includes vaccinations, wellness exams, and a spay or neuter. Veterinary visits also play a role in preventing disease. Even if your kitten is healthy, it is still worth obtaining a plan to protect it from unexpected health complications. This way, you can avoid any unforeseen expenses that may arise.

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